Cash back
Cash back cards
We track 11 cards earning Cash back, from the no-nonsense Capital One Savor at no annual fee up to the Capital One Spark Cash Plus at $150. Same published facts for each one: what it costs, what changed, and who it doesn't suit.
Personal cards
- Capital One SavorNo fee
Capital One · full profile
- Blue Cash EverydayNo fee
American Express
- Wells Fargo Active CashNo fee
Wells Fargo · full profile
- Blue Cash Preferred$95/yr
American Express · full profile
Business cards
- Blue Business CashNo fee
American Express
- Capital One Spark Cash SelectNo fee
Capital One
- Wells Fargo Signify Business CashNo fee
Wells Fargo
- BofA Business Advantage Customized CashNo fee
Bank of America
- BofA Business Advantage Unlimited CashNo fee
Bank of America
- No fee
- Capital One Spark Cash Plus$150/yr
Capital One
What changed recently
- Capital One SavorNovember 14, 2024
Capital One renamed SavorOne to Savor and stopped offering the $95 annual-fee Savor to new applicants
The dining benchmark is now a no-fee card. Any dining card charging a fee has to beat this one by more than the fee — that comparison got harder, not easier.
What's the answer?
The usual mistake inside one program isn't picking the wrong card — it's holding two that earn the same currency and pay twice for the same perk.
