Rewards Strategy

3 stories

Close up of the chip on a sleek dark metal credit card resting on a restaurant table

The 5x Dining Card Math: When a Category Multiplier Actually Pays

Amex Gold charges $325 for 4x at restaurants. Capital One Savor charges nothing for 3x. We work the break-even both ways so you can see which side of the line your restaurant spending falls on.

CCA Research Desk · 4 weeks ago

Interior of a luxury airport lounge with warm lighting and seating

Rewards Strategy

The Airport Lounge Arms Race Hits a Boiling Point

Crowding issues are forcing issuers to build proprietary spaces, moving away from shared network access like Priority Pass.

CCA Research Desk · 4 weeks ago

A traveler's passport, a gold credit card, and sunglasses on a white linen surface

Rewards Strategy

Transfer Bonus Guide: Bilt Rewards to Flying Blue Is Live

A time-limited 150% transfer bonus turns rent payments into transatlantic business class — if the holder times the booking window correctly.

CCA Research Desk · August 7, 2026