Regulation

2 stories

A financial newspaper with a magnifying glass over a bar chart showing interest rates

CFPB Signals New Crackdown on Hidden Credit Card Late Fees

A new probe into how issuers structure and disclose late-payment penalties could reshape the economics of subprime and near-prime card portfolios.

CCA Research Desk · 4 weeks ago

A macro shot of a physical newspaper printing press with ink rollers

Regulation

EU Interchange Caps: A Five-Year Retrospective on Reward Deflation

How the European model provides a roadmap for pending U.S. legislative debates — and what it foretells about the future of rewards on capped interchange.

CCA Research Desk · August 3, 2026