Card tracker
Blue Cash Preferred Card from American Express
A supermarket cash-back card where the fee is paid back by grocery spend alone — if you spend enough, and only up to a cap.
- Annual fee
- $95
- Where the value is
- Elevated cash back at U.S. supermarkets, up to an annual cap
- Break-even
- Grocery spend above roughly $3,200/yr beats a flat 2% card
Fits
Households with heavy U.S. supermarket spending who want cash, not points.
Doesn't fit
Anyone who shops mostly at warehouse clubs or Walmart, which don't count as supermarkets.
What changed on this card
Documented changes only. If we haven't verified it against the issuer's own terms, it isn't on this timeline.
No verified changes since we started tracking this card. When something moves, it lands here first.
What's the answer for this card?
Coverage that touches this card
What we checked
- 1Blue Cash Preferred Card — rewards terms and category definitions
American Express — Annual fee, the supermarket cap, and which merchants qualify.
- 2Consumer Expenditure Surveys — food at home
U.S. Bureau of Labor Statistics — Average household grocery spend, used for the break-even math.