Bank points program
Capital One miles cards
We track 5 cards earning Capital One miles, from the no-nonsense Capital One Spark Miles Select at no annual fee up to the Capital One Venture X at $395. Same published facts for each one: what it costs, what changed, and who it doesn't suit.
Personal cards
- Capital One Venture$95/yr
Capital One · full profile
- Capital One Venture X$395/yr
Capital One · full profile
Business cards
- Capital One Spark Miles SelectNo fee
Capital One
- Capital One Spark Miles for Business$95/yr
Capital One
- Capital One Venture X Business$395/yr
Capital One
What changed recently
- Capital One Venture XAugust 11, 2026
Lounge access came under the same crowding pressure as the rest of the tier
Value lounge access at what you'd have paid times the visits you realistically make from your home airport, not at the issuer's per-visit sticker.
What's the answer?
The usual mistake inside one program isn't picking the wrong card — it's holding two that earn the same currency and pay twice for the same perk.
