Card tracker
Capital One Venture Rewards Credit Card
A flat-rate miles card for people who want transfer partners without categories, credits, or a premium fee.
- Annual fee
- $95
- Structure
- Flat-rate miles on everything, transferable to travel partners
- The decision
- Flat-rate simplicity vs. a couple of points more per category
Fits
Travellers who want one card, one rate, and no tracking.
Doesn't fit
Category optimisers who'd out-earn a flat rate with two no-fee cards.
What changed on this card
Documented changes only. If we haven't verified it against the issuer's own terms, it isn't on this timeline.
No verified changes since we started tracking this card. When something moves, it lands here first.
What's the answer for this card?
What we checked
- 1Capital One Venture Rewards — terms and transfer partners
Capital One — Published fee, earn rate, and the transfer partner list.
- 2Issue spotlight: credit card rewards
Consumer Financial Protection Bureau — Federal analysis of how rewards, credits, and devaluations work in practice.