Bank points program
Amex Membership Rewards cards
We track 7 cards earning Amex Membership Rewards points, from the no-nonsense Blue Business Plus at no annual fee up to the Amex Platinum at $895. Same published facts for each one: what it costs, what changed, and who it doesn't suit.
Personal cards
- Amex Green$150/yr
American Express
- Amex Gold$325/yr
American Express · full profile
- Amex Platinum$895/yr
American Express · full profile
Business cards
- Blue Business PlusNo fee
American Express
- Amex Business Green Rewards$95/yr
American Express
- Amex Business Gold$295/yr
American Express
- Amex Business Platinum$695/yr
American Express
What changed recently
- Amex PlatinumAugust 14, 2026
Annual fee moved to $895 alongside a rebundled set of credits
The fee rose faster than the usable value for most holders. Re-price the card on the new terms before your renewal date, and consider a product change rather than a cancellation.
- Amex PlatinumAugust 11, 2026
Lounge network capacity tightened as cardholder numbers grew
Access is worth what you'd have paid times the visits you actually make. If you're turned away at peak hours from your home airport, the headline benefit is worth less than the sticker.
- Amex GoldAugust 8, 2026
Refresh raised the fee and added more narrowly-scoped merchant credits
For holders who already spend at the named partners this is close to neutral. For everyone else it's a price rise wearing a benefits costume — product-change rather than cancel to keep the account age.
What's the answer?
The usual mistake inside one program isn't picking the wrong card — it's holding two that earn the same currency and pay twice for the same perk.
