Card tracker
Bilt Mastercard
A no-fee card whose entire argument is earning transferable points on rent, the largest line item most people can't otherwise put on a card.
- Annual fee
- $0
- Why it exists
- Points on rent, transferable to travel partners
- The catch
- Earning depends on meeting the program's usage rules
Fits
Renters who can meet the monthly transaction requirement.
Doesn't fit
Homeowners, and anyone who wants a strong everyday earn rate.
What changed on this card
Documented changes only. If we haven't verified it against the issuer's own terms, it isn't on this timeline.
- Neutral
Temporary transfer bonus to an airline program went live
A discount on a purchase, not a reason to buy. Confirm award availability first, then transfer, then book — transfers can't be reversed.
Read the analysis →
What's the answer for this card?
What we checked
- 1Bilt Rewards — transfer partners and program terms
Bilt Rewards — Program rules, earning requirements, and transfer partners.
- 2Flying Blue — program rules and Promo Rewards
Air France-KLM Flying Blue — Award pricing and promo mechanics on the receiving side of a transfer.